Free private inventory tool
Updated September 8, 2026A contents claim is settled on what you can show you owned.
Contents coverage is claimed separately from the building and capped separately — $100,000 on a federal flood policy — and it is the coverage households think about last. After a loss the belongings are gone and you are reconstructing a decade of purchases from memory. This builds the list beforehand. Everything stays in your browser: nothing is uploaded, there is no account, and no one but you ever sees it.
Where this is stored
In this browser, on this device, and nowhere else. The list is saved locally so it survives closing the tab, but it is never transmitted to this site or to anyone else — which is deliberate, because a household inventory is exactly the kind of personal information an insurance agency should not be collecting. Clearing your browser data will erase it, so export a copy and keep that somewhere separate. If you use a shared or public computer, clear it when you are done.
Add what you own, room by room.
Work one room at a time and do not try to be exhaustive on the first pass. The high-value items matter most: electronics, appliances, tools, jewellery, instruments, anything you would struggle to replace from memory. A photograph of each room, kept with the exported list, is worth as much as the list itself.
Your inventory
Nothing added yet. Start with the room you are sitting in.
| Room | Item | Qty | Each | Line total | Year | Remove |
|---|
This is the sum of what you entered. It is not a valuation, not a claim amount, and not a statement of what any policy would pay — what is covered is determined by your policy and your insurer.