About · Barcelo & Associates Insurance
Ricardo Barcelo
Ricardo owns and runs Barcelo & Associates Insurance from the North Loop office in Houston. When you reach out, he is the person you work with directly — in English or Spanish — on auto, home, renters, flood, life, and business coverage.
The office
1235 North Loop W, Ste 1010, Houston, TX 77008 — inside the Telemundo Building on the North Loop West, minutes from the Heights, Garden Oaks, Oak Forest, Woodland Heights, Timbergrove, and Montrose.
Hours
Monday–Thursday, 9 AM – 6 PM. Friday, 9 AM – 5 PM.
Languages
English and Spanish, start to finish — whichever you would rather use. Se habla español, con el agente mismo.
Reach Ricardo
Call (832) 271-8329 or text us.
Open since
The North Loop office has served Houston since 2010.
Community
Member of the Greater Heights Area Chamber of Commerce and board member at Spring Branch Community Health Center.
Recognition
Allstate Honor Ring (two years) and Allstate National Conference, as listed on Ricardo’s public agent profile.
When you call Barcelo & Associates, you are not routing through a call center. Ricardo runs the agency and works with clients himself, which is the whole point of a local office: you talk to the same person who knows your policy.
How the office works
Most people arrive with one of two worries — that they are not covered for the thing they are actually afraid of, or that they are paying for things they do not need. The office starts there. That usually means walking through what a policy really does before anything gets priced: where flood coverage sits apart from a homeowners policy, why contents are not automatic, and how a deductible changes what you would pay after a claim.
The guides on this site are written the same way — plain language first, the sales part last. The goal is simple: you should understand a policy well enough to explain it to someone else before you sign it.
What the office covers
Barcelo & Associates works with families and small businesses across Houston and the metros around it, from the Heights and Spring to Katy, Cypress, The Woodlands, and Conroe. The coverage lines are the everyday ones a household or a small business actually needs:
- Auto
- Home
- Renters
- Flood
- Life
- Business
If you are not sure which of those applies to you, that is a normal place to start. Call or text the office and Ricardo can talk it through.